our mission

Our mission

Our mission is to support SMEs and startups with the necessary financial tools to grow their businesses. We want to enable founders and business owners to focus on their products and clients, and let us take care of the rest.

Our mission is to support SMEs and startups with the necessary financial tools to grow their businesses. We want to enable founders and business owners to focus on their products and clients, and let us take care of the rest.

our vision

Our vision is to be there right from the start long before traditional banking offers are available to entrepreneurs. As companies grow, and just like the sherpas on Mount Everest, we want to help our members to the top.

We want to create a community benefiting from advanced financial technology services and from a full range of unique community deals specifically designed for them.

our vision

Our vision is to be there right from the start long before traditional banking offers are available to entrepreneurs. As companies grow, and just like the sherpas on Mount Everest, we want to help our members to the top.

We want to create a community benefiting from advanced financial technology services and from a full range of unique community deals specifically designed for them.

Our story

Founded in 2015, our company SnapSwap International S.A. holds an Electronic Money License in Luxembourg that is passported to all EU member states. SnapSwap is fully licensed and regulated by the financial regulator in Luxembourg (CSSF). SnapSwap holds a Principal Mastercard Membership which allows the issuing of credit and debit cards and processing the transactions. SnapSwap is a member of the ABBL, the Luxembourg Bankers’ Association, the oldest and largest professional association in the financial sector and is SEPA homologated.

The Everest project was started by SnapSwap’s CEO, Denis Kiselev. An entrepreneur himself, he is all too well aware of the difficulties entrepreneurs encounter when setting up their companies, opening accounts or getting business cards. Everest is an innovative response to that need backed up by Mastercard, a titan of the credit card market.

Our story

Founded in 2015, our company SnapSwap International S.A. holds an Electronic Money License in Luxembourg that is passported to all EU member states. SnapSwap is fully licensed and regulated by the financial regulator in Luxembourg (CSSF). SnapSwap holds a Principal Mastercard Membership which allows the issuing of credit and debit cards and processing the transactions. SnapSwap is a member of the ABBL, the Luxembourg Bankers’ Association, the oldest and largest professional association in the financial sector and is SEPA homologated.

The Everest project was started by SnapSwap’s CEO, Denis Kiselev. An entrepreneur himself, he is all too well aware of the difficulties entrepreneurs encounter when setting up their companies, opening accounts or getting business cards. Everest is an innovative response to that need backed up by Mastercard, a titan of the credit card market.

Our Management Team

Paul Helminger
Chairman of the Board

Paul Helminger served as the Deputy Mayor and the Mayor of the City of Luxembourg for 20 years until 2011. Previously Paul Helminger worked as the State Secretary for the Economy and Foreign Trade. He was also a Member of Parliament until 2012. Currently Paul Helminger leads the Boards of Luxair, Cargolux and Intesa Sanpaolo Bank Luxembourg.

Raymond Schadeck
Member of the Board

Raymond Schadeck has 29 years of professional experience in consultancy and audit. Mr. Schadeck worked as CEO and CFO at Ernst & Young, where he came to from a partner and CEO position at Arthur Andersen. Over the last 7 years Mr. Schadeck serves as an independent director on the boards of Banque Raiffeisen, Intesa San Paolo Group, LuxInnovation GIE and other private and public companies.

Georges Schmit
Member of the Board

Georges Schmit has more than 35 years of experience in senior economic policy assignments with the Government of Luxembourg. In his most recent position he was Consul General and Executive Director at the Luxembourg Trade & Investment Office in San Francisco. Currently, Georges Schmit serves as a member of the Advisory Board on Space Resources at the Government of Luxembourg.

Oskars Tretjuks
Chief Compliance Officer 

After having completed his Master of Laws degree at Turība Business School, Oskar started his career as a lawyer in financial services. Then, he served as head of legal compliance in several financial services and is currently working as a Chief Compliance officer and legal counsellor at SnapSwap.

Denis Kiselev
CEO and Founder 

Denis started his career in financial services with the World Bank and continued for 20 years in various executive positions before founding his first fintech startup. Denis moved from San Francisco to Luxembourg to establish SnapSwap's international headquarters.

Artem Petsyukha 
Director and Member of the Board 

Artem has 20 years of experience as a senior manager and innovation leader in technology and payments industries. While working at Mastercard in Russia and Ireland, Artem has developed the e-commerce payments infrastructure, built solid partnerships and launched many fintech products – virtual cards, wearable payment devices, card-on-file and NFC wallets including ApplePay. Also Artem is a professional coach and a business mentor.

Renats Lokomets
Chief Risk Officer

During the last 20 years, Renats has dealt with a wide range of financial and investment products from traditional commercial lending and leasing to advanced fintech products. He has 15+ years of experience as a Board Member at one of the largest banks in the Baltic states. Renats managed a European licensed investment fund and participated in B2C and B2B lending and asset management companies, developed a payment startup, and actively supports the startup ecosystem.

Olivier Picavet
Head of business development

Olivier is a FinTech enthusiast, promoter of dynamic business relationships, helping in the development of Snapswap for more than 3 years. During his studies in Economics, Management and Finance at University, Olivier Picavet was chairman of the main business association. Olivier Picavet joined SnapSwap in 2017. Olivier became responsible for the business development, achieved outstanding results for the digital onboarding product and became Deputy CEO in 2019.

Adeline Poun
Marketing & PR Manager

After completing her studies in International Business & Finance and internships in the marketing field, Adeline started to work as a product manager in the mass market industry. Interested by new payment services and by an international environment, Adeline joined the SnapSwap team as a marketing manager to support marketing and communications strategies.

Our contacts

  • 9 Rue du Laboratoire, 1911 Luxembourg
  • +352 203 01332
  • info@everestcard.com

Need any assistance to open your everest account?

Need any assistance to open
your Everest account?